Disclaimer

Terms and conditions

The following terms and conditions apply to all users of Insured Group Limited & Subsidiaries and related or associated comapnies (hereinafter referred to as "Insured") website, and in using the website, you agree to be bound by them.  Insured may change these terms and conditions at any time.  We will give you notice on the website of these changes and the date from when they become effective.  Your continued use of the website will indicate your acceptance of these changes.  If you do not wish to accept them you must not access the website.

The information that is provided on this site is designed to provide general information for the New Zealand investor only and does not take into account any individual's particular circumstances, financial or otherwise.  It is not intended to provide comprehensive, or specific investment advice.  While we try to ensure the content of this website is up to date and free from error, we do not give any guarantee or other assurance of the currency of any information on this website or its accuracy, adequacy, completeness or its suitability for your intended use.  Investors should not rely on the information contained in this website solely when making investment decisions and you should obtain professional advice on your individual requirements before making an investment decision.  Unless otherwise stated, references to any currency, are to New Zealand dollars.  None of Insured or any of its related companies, or their directors, accept any liability for the reliance of any person on information contained in this website or guarantee the repayment of capital or the performance of any particular rate of return from the managed funds.

Copyright

The information, images, screens, web pages and logos and brands on this site are the property of Insured, who hold copyright in it.  The information may not be copied or reused (other than as expressly intended by this site) without the written consent of Insured.  You may not use or permit use of any part of this site for any purpose other than that intended (which is the provision to you of fund information, and information about Insured and its related companies).

Security

When you send us any identifiable personal information, you should remember that the internet is not a secure environment.  Insured will take reasonable steps to ensure all personal information we collect about you is protected against unauthorised access.

Privacy

Any information that you provide us is stored securely and is used to ensure quality service from Insured, and to enable Insured and its related companies to offer you further services.  If you do not want to receive this information you can let us know by calling us on 04 499 3874.  We will take reasonable steps to ensure information held about you will not be disclosed outside of the Insured Group (other than to your adviser, where relevant or as required by law) without your consent.  Under the Privacy Act 1993 you can access any personal information held by Insured about you, and correct any information that may be incorrect.

New Zealand Law

The terms and conditions applicable to our website are governed and construed in accordance with New Zealand law and New Zealand courts have jurisdiction.